✋ How to Raise Objections Against IDBI JAM Answer Key 2026

IDBI Bank releases a provisional answer key after the exam. Candidates who find incorrect answers can raise objections online within the specified window. IDBI Bank reviews all valid objections and releases the Final Answer Key after consideration, which is then used for result calculation.

⚠️ Important: Objection window is typically 2–4 days after provisional answer key release. Do not wait — raise your objection as soon as the key is out. The exact window dates will be mentioned in the official notification on idbibank.in.

ℹ️ Note: The official cut off will be released along with the result. Below are expected cut offs based on previous years' trends and vacancy count. Actual cut off may vary.

💡 Score Calculation: Score = (Correct Answers × 1) − (Wrong Answers × 0.25). Unattempted questions carry no marks or penalty. Sectional cut off also applies — ensure minimum marks in each section.

Online CBT (Computer Based Test) — JAM Grade 'O': 200 MCQ Questions | 200 Marks | 120 Minutes | Sectional Time Limits | 0.25 Negative Marking

Detail	Info
Exam Mode	Online — Computer Based Test (CBT)
Total Duration	120 Minutes (2 hours) — with sectional time limits
Exam Shift (JAM)	Morning Shift
Exam Shift (AM)	Afternoon Shift (same day)
Marking Scheme	+1 for correct | −0.25 for wrong | 0 for skipped
Language	English (only)
Sectional Cut Off	Yes — candidates must qualify each section ⚠️
Interview Weightage	Online Test (75%) + Interview (25%) for final merit

⚠️ Important — Sectional Time Limits Apply: Unlike many banking exams, IDBI JAM has strict sectional time limits. You cannot move to the next section before time is up, or revisit a completed section. Manage time carefully within each section.

📚 Recommended Books: Arihant Reasoning · RS Aggarwal Quantitative Aptitude · Wren & Martin English Grammar · Manorama Yearbook 2026 · Banking Awareness by Arihant · Previous Year IDBI JAM Papers

💰 IDBI JAM 2026 Salary & Benefits:

CTC: Rs. 6.14 lakh – Rs. 6.50 lakh/year (Class A city) | In-hand: ~Rs. 42,000–45,000/month
Training Stipend: Rs. 5,000/month | Internship Stipend: Rs. 15,000/month | Promotion to Grade A after 3 years

🔖 Vacancy Breakup: Total 1,300 posts — 1,100 JAM Grade 'O' + 200 AM Grade 'A'. JAM posts distributed across 16 zones. Delhi & Mumbai zones have highest vacancies (130 each). Zone-based posting applies.